Why this coverage matters for film, tv & video production
Film, TV, and video production insurance should follow the project from development and pre-production through principal photography, post-production, distribution, and wrap. Coverage may be structured for a short-term single production or an annual schedule of multiple productions. The review should identify production budget and term, cast, crew, locations, equipment, vehicles, certificates and contract requirements, travel territory, stunts, sets, rented property, media, and the financial consequences of delay or cancellation. Commercial auto policies can address liability and physical damage risks when vehicles are owned or used by a business. The vehicle, driver, radius, use, and property transported all matter.
Industry exposures to review
- Cast or crew injury, third-party injury, location damage, production interruption, and extra expense
- Owned or rented cameras, lighting, sound, sets, props, wardrobe, negative or faulty stock, and third-party property
- Vehicles, drones, stunts, animals, precision driving, pyrotechnics, water scenes, weapons, travel, media allegations, cyber events, and errors or omissions
Coverage details to discuss
- Owned vehicle liability and physical damage
- Hired and non-owned auto exposure
- Driver eligibility, vehicle use, and operating radius
- Cargo, mobile equipment, or special vehicle considerations
Build a stronger submission
Accurate, current information helps distinguish the operation and supports a more useful coverage discussion.
- Description of film, tv & video production operations, locations, revenue, payroll, and recent changes
- Current values and schedules for production general liability, workers' compensation, automobile liability and physical damage, and umbrella or excess, owned and rented production equipment, props, sets, wardrobe, negative or faulty stock, third-party property, and extra expense where available, cast extra expense, errors and omissions, travel or volunteer accident, cyber, crime, and specialized production-interruption coverage where appropriate
- Contracts, certificates, current policies, and currently valued loss history
- Vehicle schedule with use and stated values
- Driver list and driving-record review process
- Operating radius and typical destinations
- Personal, rented, borrowed, and employee-owned vehicle use
Guides for this business and coverage
Use these focused guides to prepare for quote, coverage, renewal, loss-control, and claims decisions.
Prepare a Complete Quote Submission
Organize the operating, coverage, and loss information that helps a specialist understand the account and approach appropriate insurance markets.
Quote Checklist guide for Film, TV & Video Production Commercial Auto →Understand the Factors That Can Affect Cost
Review the operational details, values, controls, limits, deductibles, and loss experience that may influence eligibility and pricing.
Cost Factors guide for Film, TV & Video Production Commercial Auto →Look for Gaps Before a Loss
Connect the policy to contracts, property, people, vehicles, income, and changing operations so important exposures are less likely to be overlooked.
Coverage Gaps guide for Film, TV & Video Production Commercial Auto →Prepare for a More Productive Renewal
Update exposures early, explain changes, and review the current program before renewal terms are requested.
Renewal Review guide for Film, TV & Video Production Commercial Auto →Connect Risk Controls to the Coverage Review
Identify practical controls that can reduce the likelihood or severity of losses and strengthen the account narrative.
Loss Control guide for Film, TV & Video Production Commercial Auto →Prepare the Operation Before a Claim
Clarify reporting, documentation, emergency responsibilities, and continuity steps before an incident disrupts the business.
Claims Readiness guide for Film, TV & Video Production Commercial Auto →Questions the review should answer
Which film, tv & video production risks could create the most severe loss?
The answer helps clarify exposure, program structure, limits, and the appropriate quote path.
Do current values, classifications, limits, and deductibles reflect the operation?
The answer helps clarify exposure, program structure, limits, and the appropriate quote path.
What operational changes, contracts, or dependencies should the insurance review address?
The answer helps clarify exposure, program structure, limits, and the appropriate quote path.
Who may drive on behalf of the business?
The answer helps clarify exposure, program structure, limits, and the appropriate quote path.
Are vehicles taken home or used personally?
The answer helps clarify exposure, program structure, limits, and the appropriate quote path.
Does the business transport people, property, equipment, or hazardous materials?
The answer helps clarify exposure, program structure, limits, and the appropriate quote path.
Frequently asked questions
Why should film, tv & video production review commercial auto separately?
Film, TV & Video Production combine cast or crew injury, third-party injury, location damage, production interruption, and extra expense, owned or rented cameras, lighting, sound, sets, props, wardrobe, negative or faulty stock, and third-party property, vehicles, drones, stunts, animals, precision driving, pyrotechnics, water scenes, weapons, travel, media allegations, cyber events, and errors or omissions. A separate coverage review helps connect those operating details to appropriate limits, deductibles, exclusions, and policy terms.
What information helps prepare a film, tv & video production insurance submission?
Useful information includes description of film, tv & video production operations, locations, revenue, payroll, and recent changes, current values and schedules for production general liability, workers' compensation, automobile liability and physical damage, and umbrella or excess, owned and rented production equipment, props, sets, wardrobe, negative or faulty stock, third-party property, and extra expense where available, cast extra expense, errors and omissions, travel or volunteer accident, cyber, crime, and specialized production-interruption coverage where appropriate, contracts, certificates, current policies, and currently valued loss history, along with currently valued loss history when available.
Coverage descriptions are general. Eligibility, availability, limits, deductibles, exclusions, and policy terms vary by risk and market. Review actual policy documents with an appropriate insurance professional.