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Online quote center

Start online and move your business forward.

Eligible small businesses can quote and purchase General Liability, a Business Owner's Policy (BOP), Professional Liability (E&O), or Workers' Compensation through the small-business application when available. Larger, specialized, or complex risks should connect directly with a Cox & Associates specialist.

24/7 online access for eligible small businesses

Buy Business Insurance Online and Get an Instant Certificate of Insurance.

Start online at any time. Answer a few questions, review the coverage and price offered, and purchase immediately when your business and requested effective date are eligible.

After an eligible online purchase, your complete policy documents and Certificate of Insurance are issued by email. Get proof of coverage without waiting for normal office hours or a phone appointment.

Online quote and purchase options for eligible businesses may include:

  • General Liability
  • Business Owner's Policy (BOP)
  • Professional Liability (E&O)
  • Workers' Compensation
  • Commercial Umbrella or Excess Liability
  • Commercial Property for eligible operations

Depending on the profession and state, the application may also offer eligible endorsements or options for Cyber Liability, Liquor Liability, Equipment Breakdown, Food Spoilage, Employment Practices Liability, Hired and Non-Owned Auto, and other business-specific needs.

Online flood quote and purchase

Protect a home or business property online.

Eligible residential and commercial property owners can compare available flood options, select coverage, and complete a purchase through our online flood platform.

Homes and residential property

Buy Residential Flood Insurance Online

Explore building and contents protection, deductibles, available enhancements, and effective-date options for an eligible home, condominium unit, or residential rental property.

Business and investment property

Buy Commercial Flood Insurance Online

Quote eligible non-residential buildings and contents online, with available private-market features that may include higher limits and business-interruption protection.

Eligibility, limits, optional coverages, deductibles, pricing, waiting periods, and availability are determined during the online application. Review the quotation and policy terms before purchase.

Online surety bond center

Search over 7,000 bond types online.

Find the required bond by state and type, complete the application, and purchase eligible instant-issue bonds through the Cox & Associates online bond center.

01

Select your state

Choose where the bond is required.

02

Find your bond

Search for the required bond type.

03

Apply online

Purchase and receive eligible bonds electronically.

Availability, underwriting, pricing, indemnity, collateral, bond form, and instant-issue eligibility vary. The online application and issued bond control.

Major coverage quote options

Choose the policy you want to quote.

Online quoting and purchase are available only for eligible businesses, professions, and coverage requests. The application determines available products, limits, terms, pricing, and effective dates.

Special Event Insurance · Hosts only

Special Events

For eligible host events lasting up to 5 days with no more than 10,000 attendees. In the application, select Special Event Insurance (Hosts Only), then click Next.

Online quote and purchase when eligible

Business Owner's Policy (BOP)

Combine eligible General Liability and Commercial Property protection in one small-business policy, subject to the offered terms.

Specialist quote required

Commercial Property

Buildings, business personal property, equipment, inventory, income, catastrophe exposure, values, and deductibles require an account-specific review when they do not fit an eligible BOP.

Available in Florida only

Personal Auto, Motorcycle, Golf Cart, E-Bike, ATV/UTV & RV Insurance

Florida residents can request help reviewing coverage for automobiles, motorcycles, golf carts, e-bikes, ATVs, UTVs, RVs, collector vehicles, and related personal insurance needs.

Individual and business protection

Life Insurance

Explore life insurance for family protection, income replacement, business continuity, key-person needs, and other long-term financial responsibilities.

Before you apply

Build a submission that underwriters can use.

Accurate operations, exposure schedules, current insurance, contract requirements, and loss information help reduce avoidable follow-up and make quote comparisons more meaningful.

  • Describe every operation, legal entity, location, service, and material contract.
  • Use current revenue, payroll, property, vehicle, equipment, and employee information.
  • Request currently valued loss runs and explain corrective action after significant claims.
Call a commercial specialist