Connect insurance to the operation
Film, TV, and video production insurance should follow the project from development and pre-production through principal photography, post-production, distribution, and wrap. Coverage may be structured for a short-term single production or an annual schedule of multiple productions. The review should identify production budget and term, cast, crew, locations, equipment, vehicles, certificates and contract requirements, travel territory, stunts, sets, rented property, media, and the financial consequences of delay or cancellation. Specialized insurance planning for films, television programs, commercials, music videos, documentaries, webisodes, photography shoots, and digital productions.
What changed during the year
Review the current operation, credible loss scenarios, management controls, contracts, requested limits, and the policy terms intended to address this issue.
Which values and schedules need updating
Review the current operation, credible loss scenarios, management controls, contracts, requested limits, and the policy terms intended to address this issue.
What claims or near misses revealed
Review the current operation, credible loss scenarios, management controls, contracts, requested limits, and the policy terms intended to address this issue.
Risks that deserve specific attention
Cast or crew injury, third-party injury, location damage, production interruption, and extra expense
Describe where the exposure occurs, who controls it, how frequently it arises, what could make a loss severe, and which documented controls are in place.
Owned or rented cameras, lighting, sound, sets, props, wardrobe, negative or faulty stock, and third-party property
Describe where the exposure occurs, who controls it, how frequently it arises, what could make a loss severe, and which documented controls are in place.
Vehicles, drones, stunts, animals, precision driving, pyrotechnics, water scenes, weapons, travel, media allegations, cyber events, and errors or omissions
Describe where the exposure occurs, who controls it, how frequently it arises, what could make a loss severe, and which documented controls are in place.
Coverage areas to coordinate
Production general liability, workers' compensation, automobile liability and physical damage, and umbrella or excess
Confirm limits, deductibles, covered entities, locations, operations, exclusions, endorsements, and how this protection coordinates with the rest of the program.
Owned and rented production equipment, props, sets, wardrobe, negative or faulty stock, third-party property, and extra expense where available
Confirm limits, deductibles, covered entities, locations, operations, exclusions, endorsements, and how this protection coordinates with the rest of the program.
Cast extra expense, errors and omissions, travel or volunteer accident, cyber, crime, and specialized production-interruption coverage where appropriate
Confirm limits, deductibles, covered entities, locations, operations, exclusions, endorsements, and how this protection coordinates with the rest of the program.
Build a useful submission
- Describe every operation, ownership entity, location, service, customer type, and material change since the prior policy began.
- Provide current revenue, payroll, values, vehicles, equipment, contracts, and currently valued loss information when available.
- Explain significant claims, near misses, corrective action, safety procedures, training, maintenance, and management oversight.
- Identify requested effective dates, contract deadlines, lender or landlord requirements, desired limits, and deductible preferences.
Questions the review should answer
How will the program address cast or crew injury, third-party injury, location damage, production interruption, and extra expense?
Connect the answer to the appropriate policy, limit, deductible, endorsement, exclusion, operational control, and recovery plan.
How will the program address owned or rented cameras, lighting, sound, sets, props, wardrobe, negative or faulty stock, and third-party property?
Connect the answer to the appropriate policy, limit, deductible, endorsement, exclusion, operational control, and recovery plan.
How will the program address vehicles, drones, stunts, animals, precision driving, pyrotechnics, water scenes, weapons, travel, media allegations, cyber events, and errors or omissions?
Connect the answer to the appropriate policy, limit, deductible, endorsement, exclusion, operational control, and recovery plan.
Frequently asked questions
What information helps prepare a Film, TV & Video Production insurance renewal checklist review?
Start with a clear description of the operation, locations, ownership, revenue, payroll, property, vehicles, contracts, current insurance, and loss history. For film, tv & video production, pay particular attention to cast or crew injury, third-party injury, location damage, production interruption, and extra expense, owned or rented cameras, lighting, sound, sets, props, wardrobe, negative or faulty stock, and third-party property, vehicles, drones, stunts, animals, precision driving, pyrotechnics, water scenes, weapons, travel, media allegations, cyber events, and errors or omissions.
Which policies commonly deserve attention for film, tv & video production?
The starting coverage areas include production general liability, workers' compensation, automobile liability and physical damage, and umbrella or excess, owned and rented production equipment, props, sets, wardrobe, negative or faulty stock, third-party property, and extra expense where available, cast extra expense, errors and omissions, travel or volunteer accident, cyber, crime, and specialized production-interruption coverage where appropriate. Actual needs depend on the operation, contracts, locations, people, property, vehicles, services, and available market terms.
Coverage descriptions are general. Eligibility, availability, limits, deductibles, valuation, exclusions, and policy terms vary by operation and insurance market. Actual policy documents control.