Connect coverage to the actual operation
Equipment manufacturers may design, fabricate, assemble, test, install, commission, repair, and service machinery. Contracts, professional services, product safety, field work, and global customers can affect the program.
Risks to review
- Product injury, property damage, and performance allegations
- Machinery, tooling, inventory, and production loss
- Installation, service, rigging, and field operations
- Design, cyber, recall, and international exposure
Information to prepare
- Products, specifications, end uses, customers, and territories
- Design responsibility, testing, manuals, warnings, and quality control
- Installation, service, subcontractor, and contract details
- Property, equipment, stock, income, and loss history
Frequently asked questions
Does general liability cover every design or performance allegation?
No. Professional, product, contractual, warranty, recall, and cyber exposures may be treated differently. Actual allegations and policy wording control.
Why disclose installation and field service?
Work at customer locations can create premises, auto, employee, rigging, completed-operations, and contractual exposures beyond the factory.
Coverage descriptions are general. Eligibility, availability, limits, deductibles, valuation, exclusions, and policy terms vary by operation and insurance market. Actual policy documents control.