Protect the continuity of recycling operations.
A continuity plan should look beyond physical repairs. For recycling, recovery can depend on recycling operations, people, property, contracts, technology, vehicles, vendors, revenue, and the risks specific to the business, as well as timely access to people, data, equipment, suppliers, utilities, and customers.
Recovery dependencies to map
- Critical people, locations, equipment, utilities, systems, suppliers, and vendors
- Realistic repair, replacement, relocation, and revenue-recovery timelines
- Customer, employee, vendor, and stakeholder communications for the recycling operation
Values and timelines to test
- Property, equipment, inventory, and income values for the recycling operation
- Payroll, revenue, locations, vehicles, and other current exposure schedules
- Information supporting property, equipment breakdown, business income, and inland marine
- Information supporting general liability, environmental or pollution liability, and umbrella or excess
- Information supporting workers' compensation, commercial auto, cyber, crime, and cargo where appropriate
Questions to resolve
- Operations or risks not fully disclosed for the recycling account
- Outdated values, classifications, limits, deductibles, or recovery assumptions
- Contractual requirements or critical dependencies not addressed by the insurance review
Frequently asked questions
Why can the recovery period exceed the repair period?
Permitting, equipment lead time, installation, testing, supplier delays, staffing, customer communication, and the return to normal revenue can continue after physical repairs are complete.
What should recycling review after a major change?
Locations, operations, values, payroll, vehicles, contracts, vendors, revenue, and controls should be revisited when the business changes materially rather than waiting automatically for renewal.
These planning points are general and are not a guarantee of coverage, pricing, eligibility, or loss prevention. Actual policy language, underwriting requirements, and available terms control.