Protect the continuity of security companies operations.
A continuity plan should look beyond physical repairs. For security companies, recovery can depend on contracts, armed and unarmed guards, patrols, client premises, employee screening, training, supervision, vehicles, weapons, technology, and incident response, as well as timely access to people, data, equipment, suppliers, utilities, and customers.
Recovery dependencies to map
- Alternate personnel, supervisors, vehicles, communications, and dispatch systems
- Client notification, emergency staffing, incident command, and evidence preservation
- Technology, telecom, vendor, licensing, and payroll continuity
Values and timelines to test
- Payroll and revenue split by service, client class, armed status, and location
- Vehicles, uniforms, weapons, radios, cameras, computers, and other equipment
- Largest contracts, requested limits, property, income, and cyber dependencies
Questions to resolve
- Policy classifications that do not match contracted duties
- Professional failure-to-protect allegations assumed to be ordinary general liability
- Contractual indemnity or high-severity assignments unsupported by limits
Frequently asked questions
Why can the recovery period exceed the repair period?
Permitting, equipment lead time, installation, testing, supplier delays, staffing, customer communication, and the return to normal revenue can continue after physical repairs are complete.
What should security companies review after a major change?
Locations, operations, values, payroll, vehicles, contracts, vendors, revenue, and controls should be revisited when the business changes materially rather than waiting automatically for renewal.
These planning points are general and are not a guarantee of coverage, pricing, eligibility, or loss prevention. Actual policy language, underwriting requirements, and available terms control.
