Businesses that may fit this online path
The application evaluates the exact work performed. Examples in this broad category include:
- Strategy and operations consultants
- Marketing, communications, and brand consultants
- HR, customer-experience, and people-operations consultants
- Executive coaches, corporate trainers, and career consultants
- Supply-chain, logistics, safety, and efficiency consultants
Coverage options to consider
Products and endorsements vary by eligibility, profession, state, and the application responses.
Professional Liability (E&O)
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
General Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Business Owner's Policy
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Cyber Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Workers' Compensation
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Hired and Non-Owned Auto
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Information to have ready
- Specific consulting services and client industries
- Annual revenue and employee count
- Largest contracts and insurance requirements
- Prior claims, disputes, or known circumstances
- Office, equipment, data, travel, and vehicle use
Frequently asked questions
Can business consultants buy insurance entirely online?
Many eligible consulting businesses can complete a digital quote-and-purchase process. Eligibility depends on the actual services, clients, state, size, history, and requested coverage.
Which policy addresses allegations about professional advice?
Professional Liability, also called Errors and Omissions insurance, is designed for qualifying claims alleging harm from covered professional services. General Liability addresses different exposures.
Online eligibility and coverage are not guaranteed. Products, terms, pricing, effective dates, and document availability are determined during the application. Actual policy documents control.