Businesses that may fit this online path
The application evaluates the exact work performed. Examples in this broad category include:
- Commercial janitorial services
- Office and building cleaning
- Residential cleaning businesses
- Carpet and upholstery cleaning
- Window cleaning and eligible specialty services
Coverage options to consider
Products and endorsements vary by eligibility, profession, state, and the application responses.
General Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Business Owner's Policy
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Workers' Compensation
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Tools and Equipment
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Crime or Employee Dishonesty
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Hired and Non-Owned Auto
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Commercial Umbrella
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Information to have ready
- Services, customers, and locations entered
- Revenue, payroll, employees, and subcontractors
- Chemicals, equipment, ladders, and specialty work
- Key access, background checks, and supervision
- Vehicle use, contracts, claims, and requested limits
Frequently asked questions
Why do cleaning companies need General Liability?
Cleaning work occurs at customer premises and can create allegations of bodily injury or property damage. Contracts may also require proof of coverage before work begins.
Can a new cleaning business quote online?
Many eligible new ventures may apply online. The application determines eligibility, products, terms, and price based on the specific operation.
Online eligibility and coverage are not guaranteed. Products, terms, pricing, effective dates, and document availability are determined during the application. Actual policy documents control.