Businesses that may fit this online path
The application evaluates the exact work performed. Examples in this broad category include:
- Administrative and virtual-assistant services
- Bookkeeping and eligible business-support services
- Training and coaching businesses
- Writers, editors, and communications professionals
- Eligible design and advisory services
Coverage options to consider
Products and endorsements vary by eligibility, profession, state, and the application responses.
Professional Liability (E&O)
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
General Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Business Owner's Policy
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Cyber Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Workers' Compensation
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Hired and Non-Owned Auto
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Information to have ready
- Exact services, credentials, and client industries
- Revenue, employees, locations, and equipment
- Contracts, deliverables, and largest engagement
- Sensitive information and technology vendors
- Claims, disputes, known circumstances, and prior coverage
Frequently asked questions
What is the difference between General and Professional Liability?
General Liability commonly addresses qualifying third-party bodily injury, property damage, and personal or advertising injury. Professional Liability focuses on qualifying allegations involving covered professional services.
Can Professional Liability be purchased online?
Many eligible professions can quote and purchase Professional Liability online. Services, clients, state, revenue, claims, and known circumstances affect eligibility.
Online eligibility and coverage are not guaranteed. Products, terms, pricing, effective dates, and document availability are determined during the application. Actual policy documents control.