Businesses that may fit this online path
The application evaluates the exact work performed. Examples in this broad category include:
- Property-management and support services
- Home staging and eligible design services
- Real-estate administrative services
- Inspection or field services where eligible
- Other qualifying property-service businesses
Coverage options to consider
Products and endorsements vary by eligibility, profession, state, and the application responses.
Professional Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
General Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Business Owner's Policy
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Cyber Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Hired and Non-Owned Auto
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Workers' Compensation
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Information to have ready
- Exact services and property types
- Contracts, client funds, authority, and responsibilities
- Revenue, employees, locations, and territories
- Travel, keys, access, vendors, and technology
- Claims, disputes, known circumstances, and requested limits
Frequently asked questions
Why are contracts important for real-estate service businesses?
Contracts can define professional duties, property access, indemnity, insurance requirements, client funds, and responsibilities that should align with the coverage purchased.
Can every real-estate profession quote online?
No. Services involving transactions, valuation, construction, environmental work, client funds, or other specialized duties may require different underwriting or specialist placement.
Online eligibility and coverage are not guaranteed. Products, terms, pricing, effective dates, and document availability are determined during the application. Actual policy documents control.