Businesses that may fit this online path
The application evaluates the exact work performed. Examples in this broad category include:
- IT consultants and support services
- Web designers and eligible developers
- Technology training and implementation
- Managed or project-based technology services
- Eligible software and digital-service businesses
Coverage options to consider
Products and endorsements vary by eligibility, profession, state, and the application responses.
Technology Errors and Omissions
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Cyber Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
General Liability
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Business Owner's Policy
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Workers' Compensation
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Commercial Umbrella
Confirm that the offered limits, deductibles, covered operations, exclusions, and effective date match the business need before purchasing.
Information to have ready
- Services, products, platforms, and client industries
- Revenue, employees, contractors, and territories
- Largest contracts, service commitments, and data access
- Security controls, backups, vendors, and incident response
- Claims, outages, known circumstances, and prior coverage
Frequently asked questions
Are Technology E&O and Cyber Liability the same?
They address related but distinct risks. Technology E&O can focus on qualifying allegations involving technology services or products, while Cyber Liability can address specified privacy, network-security, response, and interruption events.
Can every technology company buy online?
No. Products, services, data, clients, contracts, revenue, claims, and security controls determine eligibility and available coverage.
Online eligibility and coverage are not guaranteed. Products, terms, pricing, effective dates, and document availability are determined during the application. Actual policy documents control.