Exposures to discuss
- Job-site injury and property damage
- Completed-operations claims
- Subcontracted work
- Contractual indemnity and additional insured requirements
Contractors · General Liability
Contractor General Liability Insurance
Liability planning for active job sites, completed work, subcontractors, contracts, and third-party property damage.
Connect the coverage to the operation
Contractor liability follows the work from an active job site into the completed-operations period. Trade, project type, subcontractor use, contract requirements, and work at height or below grade can materially change the risk and coverage discussion.
Information to prepare
- Trade, revenue, payroll, and project mix
- Largest project and geographic territory
- Subcontractor agreements and certificates
- Contract limits, waivers, and endorsements
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.