Exposures to discuss
- Test-drive and vehicle-use liability
- Service and repair operations
- Customer injury on dealership premises
- Products and completed-operations allegations
Auto Dealers · Garage Liability
Auto Dealer Garage Liability Insurance
Liability planning for dealership sales, service, test drives, customer interactions, and garage operations.
Connect the coverage to the operation
Dealership liability does not stop at the showroom. Test drives, service work, vehicle movement, customer interactions, and products or completed operations can create connected exposures that should be reviewed as one garage operation.
Information to prepare
- Dealer type, sales volume, and inventory
- Driver controls and demonstration procedures
- Service, body shop, towing, and detailing operations
- Contracts, certificates, and loss history
Build a clearer submission
Accurate operational details, current values, loss history, and contract requirements help clarify the risk. Policy terms, limits, exclusions, eligibility, and availability vary by account and market.